Banks
A bank has to make lending decisions fast, keep liquidity under control and file regulatory returns without a month-end scramble.
typical problems
- A lending decision takes days, not minutes
- Stress tests and liquidity forecasts are assembled by hand
- An Islamic bank or Islamic window needs a core system that follows Sharia rules
- Opening an account requires a branch visit
how we help
how we usually start
- A data review: the loan book, default history and the sources behind reporting
- One problem with a quick result: scoring for a single product or automated provisioning
- Then a data warehouse and stress tests on the same foundation
what changes
- Standard applications are decided automatically, by one model
- Provisions and stress tests run from one warehouse, not from exports
- The methodology is documented for the auditor and the regulator
- Customers open an account remotely
solutions and platforms
What we use
Trisigma Analytica
One of our two core offerings. Built in-house for banks, lenders and insurers: IFRS 9, ALM, lending and reporting.
primaryAzentio
The iMAL core banking system for banks that operate on Islamic principles.
complementsSnowflake
The data cloud for analytics, AI, data engineering and secure data sharing.
complementsSumsub
Customer verification, AML screening and fraud prevention on one platform.
complementsread
Related insights
A credit scoring model for microlenders: where to start
What data you need, when a simple scorecard is enough, how to validate the model, set approval cut-offs and watch for drift.
Bank stress testing without the Excel chaos
How to link macro scenarios to credit losses and liquidity, build a single data source, and run a process you can repeat and defend.
write to us
The first 30 minutes are a free review of your problem
office36K Lev Tolstoy St, Bishkek 720001, Kyrgyzstanshow on the map ↗
phone+996 312 580 085