Balance Sheet Management a Trisigma Analytica solution
Balance sheet planning, funds transfer pricing and net interest margin forecasting.
Balance Sheet Management
The solution helps plan the structure of the balance sheet and manage the interest margin. Finance and treasury build a balance sheet forecast, set transfer rates and see which products and units generate income.
What the solution covers
Balance sheet forecast
Scenarios for portfolio growth and funding, broken down by month.
Funds transfer pricing
Rates by maturity and currency that split the margin between funding and lending units.
Interest margin
Margin analysis: what changed because of volume, rates and balance sheet structure.
Product profitability
Income by product, customer segment and unit after the cost of funds.
Funding plan
Sources, maturities and cost of funding, aligned with the lending plan.
What-if scenarios
A change in rates, growth or structure: the effect on the margin and the balance sheet before a decision is taken.
- Chief financial officers
- Treasury
- Planning and budgeting teams
- Asset and liability committees
- The budget and the balance sheet forecast come from one model.
- It is clear which products earn margin and which consume it.
- Pricing decisions rest on a calculation.
- The funding plan matches the lending plan.
Related solutions
ALM
Liquidity gaps, interest-rate and currency risk, net interest income and scenario analysis of the balance sheet.
details →Risk and Capital Management
Credit, market and operational risk in one view, capital allocation and limits.
details →Business Intelligence
Data marts and dashboards for management, risk and finance: the same figures for every department.
details →Common questions
How does work start?
With a free 30-minute call with a solution architect. We go through the problem and suggest where to start. If it needs a closer look, we propose a 2–4 week diagnostic.
Which countries do you work in?
Our office is in Bishkek. We work with companies across Central Asia, on site and remotely.
What language are documentation and training in?
Russian and English. Methodology, manuals and reports are written in the language that suits your team, auditors and shareholders.
Do you sign an NDA?
Yes, before you share any data or documents with us.